Tag Archives: transportation

5 Holiday Road Trip Safety Tips

holiday road trip safety
An estimated 99 million Americans travel during the holidays with over 38 million of those traveling by car. The traffic alone can cause some serious stress, not to mention winter storms, construction, wildlife, and distractions from inside the car. With all these risks, it’s no surprise that a 2 hour car trip could end up taking 5 hours.

 

Before you leave for your holiday road-trip, consider these tips given by experts to keep you and those you love safe on the roads: 

 

Car Emergency Kit

Most auto supply stores will have an “all-in-one” car emergency kit that include the essentials like jumper cables, a first aid kit, batteries, a flashlight, etc. The Department of Transportation suggests you include all of the items listed below. If you already have all the items needed, just buy a plastic box to keep them nice and tidy in your trunk.
  • Roadside flares
  • A first-aid kit
  • Work gloves or latex gloves
  • Two quarts of oil
  • Jumper cables
  • One gallon of antifreeze
  • Brake fluid
  • Extra fuses
  • A blanket
  • A flashlight with fresh batteries
  • A Phillips head screwdriver
  • A flat head screwdriver
  • Vise grips
  • An adjustable wrench
  • A pair of pliers
  • A tire inflator
  • A tire pressure gauge
  • Some rags and a funnel
  • A roll of duct tape
  • A roll of paper towels
  • A spray bottle with washer fluid
  • An ice scraper
  • Triangle reflectors and flares.
  • A pocketknife

 

Portable Backup Battery

Ipads and smartphones are not only for entertainment value when taking a road tip. Having a fully charged phone is crucial while on the road, especially if you are in an accident or stranded. A portable backup battery can be charged at home and taken with you on the road. Another benefit to having one of these is that you won’t have to share one cigaret charger with the rest of the family.

 

Water and Snacks

You never know when traffic will come to a standstill or a flat tire leaves you on the side of the road for hours. It’s always smart to have a few bottles of water and some granola bars, fruit, nuts, and other snacks on hand just in case. Even if you don’t need the supplies yourself, you might run across someone else in need.

 

Kitty Litter

In the case that your car gets stuck in snow, ice, or even mud, laying kitty litter in front of the tires can give you enough traction to get moving again. Have a bag or two handy in the trunk if you plan to be driving through snow or ice.

 

Roadside Assistance

Last but not least, make sure to have your AAA or roadside assistance card handy, along with your drivers license. Jumper cables and kitty litter isn’t always enough to get you out of a bind while on a road tip. It’s also a good idea to make sure your proof of  insurance card is updated and in your glove department.

 

Save Travels!

Don’t let the stress of holiday traveling keep you from taking a road trip to see family or a new part of the country. Gathering just a few supplies can give you peace of mind when on the road. Safe travels!

Commercial Transportation Insurance for Your Business

Our country depends on the transportation industry to keep things running. Whether it’s food, fuel, building supplies, or people, we rely on large vehicles and their drivers to safely deliver cargo. Because the demand for consumer goods is increasing and will only continue to increase, the number of large vehicles on the roads is also increasing.

Accidents do happen and should anything happen to your company’s vehicle, driver, or cargo while on the road, commercial auto insurance can assist with the losses. From the medical bills of the driver to the repair or replacement of the vehicle and cargo, transportation insurance is a must for any company that uses commercial vehicles to deliver goods.

What types of vehicles qualify for commercial transportation insurance?

If your company uses cars, vans, trucks, busses, trains, planes, boats, etc. to transport goods for business purposes, then you qualify for commercial auto/transportation insurance. In fact, if you use any type of vehicle for business purposes it must be insured with commercial auto insurance. Whether your company has a large fleet, small fleet, or a single vehicle, the vehicle, driver, and cargo need to be protected from the risks of the road.

  • Passenger car or van
  • Passenger bus
  • Minivan
  • Agricultural truck
  • Box or straight truck
  • Cargo van
  • Car carrier
  • Flatbed truck
  • Catering truck
  • Cement mixer
  • Delivery van
  • Hearse
  • Ice cream truck
  • Motor home
  • Limousine
  • Pickup truck
  • Fifth wheel truck
  • Sport utility vehicle
  • Pump truck
  • Step van
  • Tank truck
  • Trunk tractor
  • Tow truck
  • Refrigerated truck
  • Wheelchair bus
  • Wheelchair van
  • Front loader
  • Garbage truck

What does commercial transportation insurance cover?

Similar to personal auto insurance, commercial transportation insurance includes liability, physical damage, and more.

  • Auto liability
  • Physical damage
  • Cargo
  • General liability
  • Occupational accident
  • Worker’s Compensation
  • More!

Companies who use vehicles for business purposes and are responsible for transporting cargo would be wise to make sure all their vehicles, drivers, and cargo are covered with transportation insurance, no matter what business they are in.

Contact us today to get started with insuring your company’s vehicles, drivers, and cargo.