Prepare or Prevent

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5 Simple Ways to Save on Health Care Costs

Every year health care costs seem to raise higher and higher. Whether it’s copays and premiums, doctor’s visits, or prescription drugs, medical costs can eat up your pay check pretty quickly. High deductible plans are becoming more popular in employer-provided plans, which means you pay more cash out of your pocket upfront. Health insurance plans […]

Take a Break Labor Day and Let Your Insurance do the Work

Our country was founded by hard working men and women who gave their blood, sweat, and tears so that we can enjoy the American Dream. And it’s because of people like them that the American Dream lives on. That’s why JR Carnahan’s goal is to serve everyone with excellence. Our goal is to go above […]

Advantages to Hiring an Insurance Broker Over Buying Direct

In the age of online shopping, people want fast, easy, and convenient, even when it comes to their insurance policies. Most people are now purchasing their insurance coverage online, directly from the insurance company, versus going through an insurance agent or broker. But there are still advantages to hiring an individual insurance agent over buying […]

Do I Really Need Health Insurance as a Young, Healthy Adult?

The last thing on the mind of a young, healthy 20 or 30-something is health insurance. Deemed the “young invincibles”, young adults who have no serious or ongoing medical concerns often try to justify not paying for health insurance. It might seem like a waste of money to pay a monthly insurance premium when you […]